Lead Product Manager – Payments
Who we are
Yoco is one of Africa's largest fintech companies, building an ecosystem of intuitive, dynamic payments and business tools. These connected tools are easy to tailor to diverse business needs, enabling brave businesses to do better and grow.
Founded in 2015, we now process over US$3 billion annually for over 400,000 businesses.
We are powered by over 330 people across our three talent hubs in the Netherlands and South Africa. We come from different backgrounds and have different viewpoints, so we can keep building cutting-edge financial tools for growing businesses.
We’re growing fast. With growth comes compelling challenges, which means that if you’re an ambitious problem-solver with big ideas you will be challenged, stimulated, and grow with us at Yoco. You have a passion for doing good. You’re bright and grounded, experimental and brave.
We believe growing together is a commitment and that it means being uncomfortable and overcoming problems, and when faced with such problems seeing opportunities where others see barriers. But we know it’s not for everyone.
We don’t stop pushing, we break things to rebuild, we challenge ourselves, and inspire each other. We’re constantly evolving - and we’re doing it fast.
Be Brave and Grow With Us.
About the role
We’re looking for a Head of Product / Lead Product Manager – Payments to lead our core Payments team, including both Digital Payments and In-Person Payments. This is a pivotal leadership role, accountable for translating our broader product strategy into a focused and actionable payments roadmap. You’ll work across teams to ensure alignment, clarity, and high-quality execution—while keeping the customer at the heart of everything.
What you will be doing
1. Product Leadership & Strategy
Translate Yoco’s overall product vision into a cohesive and compelling payments strategy
Align the team’s work to company-level goals and commitments
Build and maintain a robust roadmap across payments verticals (digital & in-person)
Balance innovation, technical feasibility, and commercial impact in strategic decision-making
2. Team Management & Coaching
Lead and coach a team of product managers in the payments domain
Ensure PMs are deeply customer-informed and insight-driven in their roadmap work
Create a culture of high ownership, collaboration, and continuous learning
3. Customer-Centered Execution
Champion customer insights as the foundation for every product decision
Foster a culture of constant discovery, experimentation, and iteration
Ensure roadmap decisions are clearly tied to customer pain points and opportunities
4. Outcome Ownership
Own the outcomes of the payments product area
Work with Product Marketing, Revenue and Sales team to ensure a clear ramp up of features with the customer base
Absorb and resolve challenges at tribe level, escalating when strategically necessary
Partner with Engineering, Design, and Operations to deliver quality, reliability, and scalability
5. Business Case & Partnership Leadership
Facilitate strong business cases for new investments and initiatives
Drive critical build / buy / partner decisions with cross-functional stakeholders
Collaborate with the Partnerships team to assess and activate external opportunities
About you
6+ years in product management, with at least 2 years in a leadership role
Deep experience in payments, fintech, or high-scale transactional systems
Proven ability to lead cross-functional teams in building great products at scale
Strong commercial and operational acumen – you can navigate trade-offs and business cases
Obsessed with customers – you know how to uncover insights and turn them into action
Skilled in strategic thinking and rolling up your sleeves when needed
Comfortable with ambiguity, change, and working in fast-moving environments
Bonus Points For
Familiarity with POS systems, mobile payments, or alternative payment rails
Track record of successful partnership-driven product development
The people we’re looking for
We’re looking for brave people who want to grow. And as Yoco grows we hope they stay with us, long term.
Growing can be a daunting task and it’s not for everyone. We never stop pushing, we break things to rebuild, we challenge ourselves, and inspire each other to push further.
So, who are you? You’re a curious problem-solver with a passion for doing good. You’re bright and grounded, experimental and brave. You play open cards and get stuck in. You’re not afraid of change. You close the loop.
Find out more about who we are here.
We encourage applicants from diverse backgrounds to apply and ask that you please send your application in English and help us reduce unconscious bias by leaving out your picture, age, address, and other unnecessary information in your CV.
- Department
- Product
- Role
- Product Management
- Locations
- Johannesburg (South Africa), Cape Town (South Africa)
- Remote status
- Hybrid
Perks and Benefits
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💙 Wellbeing
Everyone at Yoco gets 24 days' paid holiday, plus public holidays; contributions to Medical Aid (including gap cover), Retirement Annuities, and Life Insurance (including Critical Illness and Life Cover, and Income Protection).
We’re serious about family, and offer up to 6 months’ paid maternity, paternity, adoption, or shared parental leave, as well as family responsibility leave for unforeseen crises.
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🧠 Learning
Each Yoco team member gets an annual budget to further their education or training.
Training and development includes (but isn’t limited to) formal training courses, conferences, on-the-job training, and online courses.
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✨ Connecting
We gather weekly as a company (attending in a mix of in-person and remote), and organise regular company-wide socials and events.
Within (and often across) teams, we encourage and support more frequent, smaller team dining-out-ings (like brunch), and other social get-togethers (like bowling); and optional participation in one of our interest based clubs, like meditating, hiking, swimming, and yoga.
We're growing
Yoco is expanding its reach – new regions, technologies, and communities await us. As we grow, we face compelling challenges, but we are ready to embrace even the most daunting parts because we know we are building a legacy. Yoco has an enormous impact on the lives of everyday people.
As we grow to enable more businesses to thrive, it means that ambitious problem-solvers with big ideas will easily find their place with us. There will be just as much to learn, as there will be opportunities to thrive.
About Yoco
Yoco is one of Africa's largest fintech companies. We enable small businesses to thrive through open commerce.
Founded in 2015, we have helped over 400,000 small businesses across South Africa accept card payments and access capital–often for the first time.
We have over ±350 team members across our key hubs in South Africa and the Netherlands, all working to deliver world class payments and software solutions to small businesses.
We have raised $170M from some of the leading institutional investors in the world such as TPG, Dragoneer, Partech, Velocity, Quona, Raba, 4DX and many more.
Lead Product Manager – Payments
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